Saturday, March 30, 2019

The Perfect Retirement Plan?!




How Much Is Enough?!
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An American investment banker was at the pier of a small coastal village in Mexico when a small boat with a lone fisherman docked. Inside the small boat were several large fin tuna. The American complimented the man on the quality of his fish and asked how long it took him to catch them?
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The man Replied, "Only a little while."
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The banker then asked why didn't he stay out longer and catch more fish?
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The fisherman replied that he had enough to support his family's immediate needs.
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The banker went on to say, "But what do you do with the rest of your time:"
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The fisherman replied, "I sleep late, fish a little, play with my children, take a siesta with my wife, Maria, stroll into the village each evening where I sip wine and play guitar with my amigos. I have a full and busy life."
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The American scoffed, "I am a Harvard MBA and could help you. You should spend more time fishing and with the proceed, buy a bigger boat to catch more fish, then with those profits you could buy several boats. Eventually, you could have a fleet. Instead of selling your catch to a middleman you would sell directly to the processor, eventually opening your own cannery. You would control the product, processing and distribution. You would need to leave this small coastal village and move to Mexico City, then LA and eventually NYC where you will run your expanding enterprise.
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The fisherman asked, "But how long will this all take?"
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"Maybe 20 or 25 years," retorted the banker.
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"But what then?" Exclaimed the Mexican?
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The American laughed and said, "That's the best part! When the time is right you would sell your company stock to the public and become very rich, you would make millions!"
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"And then what?" Said the fisherman.
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"Then you would retire. Move to a small coastal fishing village where you could sleep in late, fish a little, play with your kids, take siesta with your wife, stroll to the village in the evening, sip wine and play guitar with your amigos!"
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~ Author Unknown
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Three Lessons There...
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1) Remember there are many ways to achieve the same goal.
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2) Keep it simple
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3) Be sure to enjoy the journey! That way, no matter how things work out, it was worth it!
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Keep going,
~Craig



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